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"Live today as if it were your last and plan for tomorrow as if you will live for ever."

By M. Gandhi

Welcome to our website. At Living Benefits, LLC, we turn financial confusion into clarity. With over 20 years of expertise, we offer one-on-one Medicare guidance and comprehensive financial planning, making complex topics simple. It's not just advice; it's understanding, tailored just for you.

Who we serve: Our services benefit people with various needs from getting a second opinion on their current financial plan to those who are aging into Medicare and looking for information on different Medicare options; from those who are preparing for retirement to those who have already retired; from individuals to small business owners.

Why choose us?

Who you choose to entrust your personal health or financial information makes a huge difference. Three key reasons to choose us over others are:

  • As fiduciaries we hold the highest level of duty to put your interests above ours at all times,
  • Our commitment to the best level of customer service, and
  • Our approach of helping you fit insurance and financial solutions to your needs and not just make a transaction.

We’re proud to serve hundreds of people in the state of Florida and look forward to the possibility of serving you.


Personalized Insurance Plans for Every Need

We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle. 

Medicare Advantage

Medicare Advantage plans are health care options that are part of Medicare program. They are sold by private companies and many include Medicare Part D as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Medicare doesn't cover, like copayments, and deductibles.

Medicare Part D 

Medicare Part D is the federal government's prescription drug program, sold by private companies, that covers prescription drugs at participating pharmacies in your area and countrywide. 


Travel Insurance

When you travel outside the United States remember to be prepared for unexpected trip interraption or even cancellation due to a medical emergency. 

Dental and Vision Insurance

Dental coverage of some kind can help you ensure the health of your teeth and gums. Vision insurance helps cover the cost of routine eye exams, contact lenses and glasses.



Ancillary Health Insurance

If you are diagnosed with a covered illness like Cancer, Heart Attack, or Stroke Critical Illness typically pays a lump sum or a monthly cash benefit.



Life Insurance

In a nutshell, Life Insurance will protect your loved ones from a financial desaster in case of the breadwinner's premature death. 

Long Term Care

Long Term Care expenses can add up very quickly. There are steps you can take now to better prepare yourself should you or loved one need long term care in the future.





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